We offer a variety of fee-only financial planning services including retirement, income, and tax planning as part of an overall portfolio management platform. In addition, we often collaborate with our network of professional partners in other areas such as estate planning and tax preparation, as well as life and disability insurance.
Financial planning is a dynamic and perpetual process that we always consider in the context of an overall well-diversified investment portfolio. We can help you clarify and prioritize your long-term financial goals as well as determine the best way to use your assets to achieve those goals.
The customized financial plan and roadmap we create for you will help you stay focused during the many ups and downs of economic cycles and throughout the unpredictability of life.
Without professional guidance and management, some investors move in and out of the market based on their feelings rather than sticking with a solid financial and investment plan, which can cause their lifetime returns to underperform even general index returns. In periods of economic prosperity, people tend to become euphoric and chase fads and bubbles. During periods of economic stress, people often become pessimistic, lose perspective, and even panic. We can help you stay aligned with your financial and investment plans throughout economic cycles and market volatility to help improve your lifetime returns.
Some other common investor behaviors that prevent people from reaching their financial goals include:
- Improper asset allocation
- Failure to plan for the future
- Not setting appropriate financial goals
- Failure to apply tax laws effectively
- Inadequate risk management
- Fear of making a mistake
We can provide you with the foundation of a well-designed financial plan and roadmap. Combined with on-going financial guidance and investment management, we can help you stick with your plan, avoid financial missteps, and pursue your path toward financial independence.